Well, it's time to assess last month.
The good news is we survived. We didn't default. We're moving step by step further away from hell.
Not so positive - I didn't manage to get anything towards my emergency fund.
So here's the figures.
Food
£76.88
Household
£3.10
Petrol
£152.04
Non-car travel
£17.35
Cats + hedgehogs + chickens
£49.73
Birthdays etc
£5.50 (cards for Father's Day and BIL birthday)
£1.50 (mum's card)
£20 (mum's pressie)
Takeaways, treats and entertainment
£10.00 - KFC (see this mornings post)
£7.60 - beer and snacks, Le Mans gathering at BIL
House renovations + garden
£49.00
Car maintenance
73.28
I'm shocked at the food totals. How on earth did we manage less than £20 a week for food?? I wasn't in a position to do meal plans so I thought we'd send more. There were nights were scraping through on the bare minimum of food, which usually involved eggs in some form, but we managed.
So what are the totals paid off the debts last month?
Current account overdrafts:
1 -£1,674.83 DOWN BY £12.47
2 +167.63 (not included in debt total)
Credit cards:
1 £6819.32; APR 17.9% UP BY £1.57 had to put a £10 charity donation on the card.
2 £1034.33; APR 11.9% DOWN BY £4.46.
Loan:
£4308.99 DOWN BY £153.72
end date 15th July 2012
APR 9.51% pa
Creditors:
£100 consultants fee outstanding since November 2009
Total debt: -£13,937.47 DOWN £169.08
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